> Disclosures

Disclosures

Disclosures

At AT Brokers, transparency is not a feature — it is our standard. This page explains what we do, how we are paid, and what you should understand when engaging our services.

Who We Are

AT Brokers
ABN: 17 690 495 731
Email: management@atbrokers.com.au
Phone: 0424 001 560
Based in Melbourne, servicing clients Australia-wide.

What We Do

AT Brokers provides credit assistance and finance support services. Our services may include:
– Home loans
– Refinance and loan reviews
– Investment loans
– Business finance
– Car & vehicle finance
– Equipment & machinery finance
– Car Buyer support services (where applicable)

We compare suitable options, explain trade-offs clearly, and assist with preparing and lodging applications with lenders.

Our Role

We act as a broker / intermediary between you and lenders.

We are not the lender.
We do not provide legal or tax advice.

If you require legal, taxation or financial planning advice, we recommend speaking with a qualified professional.

Licensing & Authorisation

AT Brokers operates under the Australian consumer credit framework.

Credit Representative Number: 574544
Australian Credit Licence Number: 384704

If you would like confirmation of the licence holder for your transaction, please contact us and we will provide this in writing.

Lender Panel & Product Selection

We compare options from lenders available through our approved panel and marketplace access.

Not all lenders in Australia are included on every broker panel. If our panel does not include a lender relevant to your scenario, we will inform you and explain your alternatives.

How We Are Paid

In many cases, you will not pay us a direct fee for our credit assistance services. We may receive commission from the lender if your loan settles.

This may include:
– Upfront commission paid by the lender at settlement
– Ongoing trail commission paid over time while the loan remains active

If any fee is payable by you directly, it will be clearly disclosed in writing before you proceed.

You may ask us at any time:
– Whether we receive commission on your transaction
– The estimated amount or range of commission
– Whether any referral benefit applies

Referral Relationships & Benefits

AT Brokers works with a professional network including accountants, agents, conveyancers, dealerships and other specialists.

From time to time:
– We may refer you to a third party
– We may receive or provide a referral benefit (such as a referral fee or thank-you recognition)

If any referral benefit is relevant to your transaction, we will disclose it clearly so you can make an informed decision.

Conflicts of Interest

If a conflict of interest arises that could influence our recommendation, we will disclose it in plain English. If a conflict cannot be appropriately managed, we may decline to act.

Website Information & Calculator Disclaimer

Information on this website (including articles, guides, and calculators) is general in nature and does not consider your personal objectives, financial situation or needs.

Calculator outputs are estimates only and are not loan quotes.

Credit is subject to lender approval and eligibility criteria.

Privacy

We handle your personal information in accordance with our Privacy Policy. Your information may be shared with lenders, aggregators, service providers, and professionals involved in your transaction where necessary.

You can request a copy of our Privacy Policy at any time.

 

If you have questions about our disclosures, commissions, or panel access, contact us at management@atbrokers.com.au — we are happy to explain everything clearly.